To obtain the type of financial independence you’ve been dreaming about all your life, you must learn to develop your thought process just to match like a Crorepati person. If you observe very closely, most self-made rich people live a very simple life. People who have become rich with the windfall gain are huge spenders. There is a difference between those who look rich and those who are really rich.

Your job is to be one of those people who are genuinely rich, rather than those who spend a lot of money but who have very little in the bank. To become a genuinely rich person you need to build certain traits. A few of those are mentioned below:

Work on your money thoughts

Getting rich with valid rules is a habit truly wealthy people follow. They believe in “getting rich slow” rather than “getting rich quick.” To assure this, they have two rules with regard to money. Rule number one: Don’t lose money. Rule number two: If ever you feel tempted, refer back to rule number one, “don’t lose money.”

Wealthy people spend much more time thinking about their finances than people who remain poor. The average adult spends 2-3 hours each month studying and thinking about their money, usually at bill paying time. As against rich people invest much more time to manage their money. Wealthy people who invest more time planning their finances invariably make better decisions, get better results, and achieve financial independence.

Good financial habits.

It is always said that “Learned will always stay broke but the learners will successfully travel the path to financial freedom. This is one of the important reasons why rich people keep getting success very frequently. They keep on learning. They have a habit of getting good financial advice before doing anything with their money.

Develop the habit of investigating before you invest in anything. The rule is, “Spend as much time investigating the investment as you spend earning the money that you are thinking of investing.” Fast financial decisions are usually poor financial decisions. Develop the habit of taking your time, of moving slowly, of finding out every detail of the business or investment before you ever think of writing a cheque.

Never Trust To Luck

Luck will 100% happen when opportunity meets preparation. Like rich people, you have to keep on self-educating yourself.

Invest in assets.

Rich people always invest in assets. For them, assets are an investment that puts money in their pocket. Rich people stay away from all those investments which take money out of their pocket. For them, these type of investments is a big liability.


Even the bank accounts of rich people are flowing with money they believe, Money saved is money earned. Develop the habit of negotiating more effectively to get higher prices when you sell and lower prices when you buy.

Negotiations are nothing about putting other people at a loss. Believe me, no person in this world does any transaction with a loss. You just ask a simple magical question, “What is the best you can do for me?”

For every transaction, you are doing just ask

  1. What are the best interest rates?
  2. What are the best terms and conditions?
  3. What are the best payment terms when you sell and ask for deferred payment when you buy?

This list will go on and on. Look for your probable opportunities to save money and just ask what best he can do for you. Every rupee you save will help you get rich slowly. Every saved rupee by negotiation will help you to invest more and allow it to grow and compound the money just for you.

To become rich each one you must follow the rules. Rules are present when there is a science. And there is perfect science to become rich.